AI automation toolkit for self-custody DeFi research and transaction preparation on Base L2. Keep 100% custody: the agent prepares drafts, you sign every transaction.
Adjust your simulated balance and appetite parameters to calculate potential yield metrics.
"Realistic scenario downside on $1,000: $120 in a default bad-debt event. Net yield vs. standard bank deposit: +$90/year."
Safety status: Moderate Borrowing Shift. Potential bad-debt event in secondary collateral assets on Moonwell. This represents a robust risk-to-yield ratio.
Focuses on higher average yields by suggesting stablecoin allocation splits between conservative anchors and high-liquidity lending hubs like Moonwell and Fluid.
*Yield estimates are for informational purposes only. The assistant drafts all transactions, but they are signed manually with your secure hardware passkey.
Stablecoins sitting in savings accounts earn 0.5%. The same dollar deployed on Base blockchain earns 4–40% APY — verified, on-chain, every single day.
The gap isn't knowledge. It's structural infrastructure. Running a serious DeFi strategy requires:
Requires ERC-4337 smart-contract capabilities to bundle operations efficiently.
Hourly monitoring of yields across pools to capture peaks and bypass drop-offs.
Evaluating lock solvency caps, bad debt ratios, and dynamic collateral levels.
Crafting exact batch smart contracts and routing scripts to save on execution gas.
"Everything is automated. The agent drafts transactions, you verify and sign."
Comparing traditional dollars vs Base positions.
Every $1,000 sitting in standard savings earns roughly $5 annually. Deployed actively on Base, that same dollar compiles up to $250 in expected yield.
The platform facilitates transaction automation on your Base Account — Coinbase's smart passkey wallet wrapper. The agent only prepares transaction drafts; keys are never shared.
Click the scan trigger in the terminal to launch the real-time AI scanner.
Terminal state idle. Ready for command initiation.
Click the "Trigger Live OCR Scan" button in the Smart Wallet phone view...
This simulator runs directly in safety sandbox. It portrays the real-time interaction between the strategy scanning models and your secure Coinbase Smart Account.
Takes just 2 minutes. Powered entirely by Coinbase's smart passkey wallet backend underneath.
Fund with the leading fully-backed, US-regulated stablecoin pegged 1:1 to the US dollar.
The MCP bot scans across 6+ protocols (Morpho, Moonwell, Fluid, Aerodrome, Avantis) hourly for yield-risk metrics.
The agent drafts a transaction sheet detailing gas metrics, slippage margins, and risk bounds.
You review the prepared transaction draft and sign it locally using your secure hardware passkey (FaceID or TouchID).
Once signed, the transaction is broadcast to the Base network. Returns accrue directly in your self-custody wallet.
Integration is direct with secure, audited, and open-source blue-chip protocols. Click any stack vector to inspect its architecture.
Secure Ethereum L2 backed and maintained by Coinbase. Transactions cost under $0.01 with total instant settlement.
The assistant scans live markets. You can allocate capital across conservative deposits and active liquidity pools based on AI-prepared recommendations.
| DeFi Protocol | Lending Strategy / Underliers | Expected APY | Protocol Sizing TVL | Assessed Risk Tier |
|---|---|---|---|---|
| Aave v3 / Spark | USDC lending & Blue-chip yield | 3.5% APY | $30M+ (Aave) / $222M+ (Spark) | Conservative |
| Morpho (Gauntlet / Steakhouse Prime) | Curated vault lending | 4.5% APY | $370M - $456M | Conservative |
| Morpho (High Yield Vaults) | Curated vault lending | 6.0% APY | $4M - $25M | Moderate |
| Fluid Protocol | Optimized lending market | 6.5% APY | $12M+ | Moderate |
| Moonwell Protocol | Direct USDC lending | 9.5% APY | $15M+ | Moderate |
| Morpho (OUSD / Niche Vaults) | Specialty lending vaults | 8.0% APY | $2M+ | Elevated |
| Avantis | Perps liquidity vault | 11.5% APY | $45M+ | Elevated |
| Aerodrome (Stable LPs) | USDC/USDT trading fees | 30.0% APY | $1M - $8M | Active |
The agent never prepares borrowing actions or leverage setups.
The assistant strictly interacts with established stablecoin-denominated smart vaults with clean histories.
Dynamic positions with high annual yield are scanned rigorously for collateral backing before capital entry.
Your USDC stays highly accessible, so you can exit when times are volatile or when you need fast liquid cash.
How much does a simulated allocation of $1,000 USDC earn across different configurations under current variable protocol rates?
You don't need to distrust the traditional financial system to be here. But if you do — you're in the right place. The platform is built on a simple conviction: the safest place for savings is where no intermediary can reach them.
Watched banks freeze accounts, currencies devalue overnight, and capital restrictions appear? DeFi automation offers an alternative path.
Your dollars should compile for you, not sit inside institutions that block, inflate, or compromise them at whim.
Real yields generated directly by market liquidity demands, settled by decentralized rules instead of SWIFT bans.
You do not need to become an active DeFi wizard. The assistant drafts secure transaction calls while you keep 100% custody keys.
Before presenting any allocation rebalance recommendation, or signing transactions, the system validates every metrics node.
Conservative strategies stay active as your root defaults. Dynamic high-yield vaults require explicit approved credentials.
Maintaining small reserve gas quantities of Ethereum (ETH) in the wallet is recommended to confirm withdrawals whenever conditions turn hostile.
The AI scans conditions and prepares transaction drafts, but only your physical TouchID/FaceID signature commits operations to the blockchain.
Unlike opaque traditional offshore funds, all data is transparent here. Every ledger update can be cross-audited on-chain via public network browsers.
Every compounding event, allocation movement, and rebalance can be checked by searching your account address on basescan.org.
Your exact positions can be audited anytime by connecting your ledger keys to morpho.org or moonwell.fi dashboards.
The smart scheduler pulls APYs across all protocols, flagging positions where yield drops or utilization spikes.
Candidate pools are graded on expected net APY, TVL buffers, collateral assets quality, target liquidity depth, and gas expenses.
Rebalances are strictly locked unless expected extra returns coverage transaction gas bounds in under 3 months.
This is not a pooled fund or discretionary account management. You never send funds to third parties. Your stablecoins stay situated inside your self-custody Smart Account (ERC-4337) under your absolute control.
Complete clarity is the priority. If you have additional inquiries, connect inside on-chain discussion channels.
Below is a technical demonstration of how the agent reads DeFi data and prepares transactions. This demo wallet is a company test wallet, contains no customer funds, and is not a representation of expected user returns.
HY v1.1: yield (1 day)
$49,335 × 1 day @ ~4.40% APY — unrealized in vault
Morpho Prime: yield (1 day)
$50,000 × 1 day @ ~4.42% APY — unrealized in vault
HY v1.1 APY: recovers above prime tier
3.63% → 4.40% — recovered as broad Morpho USDC market jumped up (our Prime hit 4.42%)
HY v1.1: yield (1 day)
$49,335 × 1 day @ ~3.63% APY — unrealized in vault
Morpho Prime: yield (1 day)
$50,000 × 1 day @ ~4.05% APY — unrealized in vault
HY v1.1 APY: inverts below prime tier again
4.77% → 3.63% — second time in 2 weeks below Gauntlet Prime (4.27%); TVL $2.63M
HY v1.1: yield (1 day)
$49,335 × 1 day @ ~4.77% APY — unrealized in vault
Morpho Prime: yield (1 day)
$50,000 × 1 day @ ~4.09% APY — unrealized in vault
HY v1.1: yield (1 day)
$49,335 × 1 day @ ~5.52% APY — unrealized in vault
Morpho Prime: yield (1 day)
$50,000 × 1 day @ ~4.29% APY — unrealized in vault
HY v1.1: yield
$49,335 @ ~4.31–4.69% APY — unrealized in vault (previous check date was mislabeled)
Morpho Prime: yield
$50,000 @ ~4.05–4.08% APY — unrealized in vault (previous check date was mislabeled)
HY v1.1 APY: recovers above prime tier
3.63% → 4.69% — back above Gauntlet Prime (4.30%); inversion over, though TVL still at $2.60M
HY v1.1: yield (3 days)
$49,335 × 3 days @ ~3.42–3.67% APY — unrealized in vault; TVL keeps falling ($2.96M → $2.67M)
Morpho Prime: yield (3 days)
$50,000 × 3 days @ ~4.05–4.09% APY — unrealized in vault
HY v1.1 APY: inverts below prime tier
4.81% → 3.67% — first time below Gauntlet Prime (4.31%); vault TVL shrinking ($3.6M → $2.96M)
HY v1.1: yield (1 day)
$49,335 × 1 day @ ~4.81% APY — unrealized in vault
Morpho Prime: yield (1 day)
$50,000 × 1 day @ ~4.23% APY — unrealized in vault
HY v1.1: yield (1 day)
$49,335 × 1 day @ ~5.22% APY — unrealized in vault
Morpho Prime: yield (1 day)
$50,000 × 1 day @ ~4.55% APY — unrealized in vault
Prime APY: 4.07% → 4.55%
+0.48% — broad prime-tier recovery; Gauntlet Prime 4.29% → 4.80%
HY v1.1: yield (2 days)
$49,335 × 2 days @ ~5.11–8.37% APY — unrealized in vault
Morpho Prime: yield (2 days)
$50,000 × 2 days @ ~4.07% APY — unrealized in vault
HY v1.1 APY: 8.37% → 5.11%
−3.26% — broad Morpho high-yield tier compression; HY v2 also fell (7.84% → 5.04%)
HY v1.1: yield (2 days)
$49,335 × 2 days @ ~8.37–8.62% APY — unrealized in vault
Morpho Prime: yield (2 days)
$50,000 × 2 days @ ~4.07% APY — unrealized in vault
HY v1.1: yield (2 days)
$49,335 × 2 days @ ~5.33–8.62% APY — unrealized in vault
Morpho Prime: yield (2 days)
$50,000 × 2 days @ ~4.05% APY — unrealized in vault
HY v1.1 APY: 5.33% → 8.62%
+3.29% — back to opening levels; broad high-yield tier spike on Morpho
HY v1.1: yield (4 days)
$49,335 × 4 days @ ~5.33–6.59% APY — unrealized in vault
Morpho Prime: yield (4 days)
$50,000 × 4 days @ ~3.93% APY — unrealized in vault
HY v1.1: yield (2 days)
$49,335 × 2 days @ ~5.5–6.6% APY (rising) — unrealized
Morpho Prime: yield (2 days)
$50,000 × 2 days @ ~4.03% APY — unrealized in vault
HY v1.1: yield (7 days)
$49,335 × 7 days @ ~5.43% APY — unrealized in vault
Morpho Prime: yield (7 days)
$50,000 × 7 days @ ~4.07% APY — unrealized in vault
HY v1.1: yield (8 days)
$49,335 × 8 days (1 day @ 8.85% + 7 days @ 5.18%) — unrealized
Morpho Prime: yield (8 days)
$50,000 × 8 days @ ~4.40% APY — unrealized in vault
HY v1.1 APY: 8.85% → 5.18%
−3.67% overnight — yield premium over Prime narrowed from +4.1% to +1.1%
Morpho HY v1.1 reopened (period 2)
Avantis proceeds → bbqUSDC vault @ 8.85% APY
Morpho Prime: accrued yield
20 days @ 4.77%, unrealized in vault
Avantis: exit fee 0.5%
Withdrawal fee — undocumented at entry
Avantis: perps vault drawdown
17 days — traders profitable, vault absorbed the loss
Moonwell → Morpho Prime
~$0.05 yield stranded as dust (gas > value)
HY v1.1 → Avantis (realized)
HY v1.1 yield locked in on position close
Morpho HY v1.1 + Moonwell
Second half: HY vault + Moonwell test ($25,000)
Morpho Prime opened
50% of capital → lending vault @ 4.47% APY
Early access is limited to invited accounts. If you received this link from someone you trust, you're already in.
Base Yield Agent is strictly a software automation tool for executing actions on the user's wallet. It does not provide custodial, brokerage, or discretionary investment services. The platform is not a financial adviser or investment fund. Cryptocurrency activities carry risks of smart contract failure, protocol rate volatility, and capital loss. Past simulation results do not guarantee future performance.
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